Live Intelligence
NewEU AI Act high-risk system obligations for payment and credit firms — August 2026 deadline·UpdatedVisa Agentic Ready global expansion to APAC and LatAm confirmed — Q3 2026 rollout·AlertPSD3 and PSR provisional political agreement reached — national transposition begins 2026·InsightECB digital euro preparatory phase complete — enabling regulation expected late 2026·RegulatorySAMA Open Banking transitions from sandbox to full licensing — first fintechs licensed April 2026·AlertCBUAE updated AML/CFT/CPF guidance for licensed financial institutions — effective April 2026·NewVisa VAMP acquirer monitoring programme — new CNP fraud and dispute thresholds from January 2026·RegulatoryFCA CASS 15 safeguarding rules for payment institutions — in effect May 2026·NewEU AI Act high-risk system obligations for payment and credit firms — August 2026 deadline·UpdatedVisa Agentic Ready global expansion to APAC and LatAm confirmed — Q3 2026 rollout·AlertPSD3 and PSR provisional political agreement reached — national transposition begins 2026·InsightECB digital euro preparatory phase complete — enabling regulation expected late 2026·RegulatorySAMA Open Banking transitions from sandbox to full licensing — first fintechs licensed April 2026·AlertCBUAE updated AML/CFT/CPF guidance for licensed financial institutions — effective April 2026·NewVisa VAMP acquirer monitoring programme — new CNP fraud and dispute thresholds from January 2026·RegulatoryFCA CASS 15 safeguarding rules for payment institutions — in effect May 2026·

Strategic Planning

We help payment businesses and financial institutions determine where to compete and how to win. Engagements typically cover market entry analysis, product-market fit assessment, competitive positioning, pricing strategy and go-to-market plans.

Market Entry and Expansion Strategy

Assessment of GCC, MENA and European markets for payment businesses considering entry or expansion. We evaluate the regulatory environment, competitive landscape, addressable market size, licensing requirements and commercial viability of different go-to-market models. Outputs are structured for board-level decision-making and are directly actionable for licensing and commercial development teams.

Product-Market Fit and Competitive Positioning

Analysis of product propositions against market needs, regulatory requirements and competitive offerings. We identify the differentiators that matter in the specific geography and customer segment, and where product gaps create vulnerability or opportunity. We work from primary intelligence on how payment products are evaluated and selected by financial institutions and merchants.

Pricing Strategy and Revenue Modelling

Development and review of pricing models for payment processing, acquiring, issuing and fintech products. We benchmark against market rates, model revenue at different volume and margin assumptions, and assess pricing positioning relative to competitive dynamics. For businesses subject to scheme fee structures, we model the full economics of pricing including interchange, scheme fees and processing costs.

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