Services
Due Diligence
Independent evaluation of payments and fintech businesses for investors, private equity firms and strategic acquirers, covering commercial performance, technical architecture, regulatory standing, fraud controls and operational resilience.
Investment and Acquisition Due Diligence
We assess payments and fintech businesses for investors, acquirers and strategic partners. The work covers commercial performance, technical architecture, regulatory standing, fraud controls and operational resilience, and ends with clear findings and risk-ranked recommendations to support the investment decision. We scope each engagement to the transaction and to the risks that matter most to the deal.
Technical Architecture Review
We review the payment processing stack: acquiring and issuing systems, tokenisation, fraud detection, scheme connectivity and settlement. We test whether the technology fits the stated business model and can scale to projected volumes, and we identify technical debt, integration risk and platform dependencies that could affect valuation or continuity after completion.
Regulatory and Compliance Assessment
We review licensing status, compliance standing and the relationship with the relevant regulators, such as QCB, SAMA, CBUAE or the FCA. We check the AML/CFT programme, PCI DSS compliance, scheme rule adherence and any open regulatory matters, including past inspection findings, enforcement action and remediation work.
Commercial and Strategic Assessment
We analyse revenue mix, margins, customer concentration, contract terms, competitive position and market opportunity. We assess whether the business model will hold up under current and expected regulation and competition, flag the main commercial risks, and give an independent view of management's growth projections.
Discuss your requirements
Speak directly with a specialist in any of these areas.